@misc{GARCHRecord0056,
  title = {{The Readiness Gate in Climate Finance: Allocation Scale and the Adaptation Divide across Asia and the Pacific}},
  author = {Yang, Fuli},
  year = {2026},
  url = {https://papers.ssrn.com/sol3/papers.cfm?abstract_id=7600100},
  howpublished = {SSRN}
}