@misc{GARCHRecord0084,
  title = {{Hidden in the Stack: Shared AI Infrastructure, Common-Mode Failures, and Potential Operational Contagion in Global Banking}},
  author = {Yang, Fuli},
  year = {2026},
  url = {https://papers.ssrn.com/sol3/papers.cfm?abstract_id=7323798},
  howpublished = {SSRN}
}